Baccarat No Commission Gaming Complete Guide & Tips to Win

Baccarat No commission is played just like traditional baccarat but there is no 5% commission on winning bank wagers. The house edge on the banker bet is 1.46%.

Baccarat No Commission Gaming Complete Guide & Tips to Win

Baccarat No Commission Game Introduction

Baccarat is a popular card game that can be played in various versions and Baccarat no commission is one of them. This version of the game is somehow quite similar to the traditional Baccarat game and the only difference is that there is no 5% commission on Banker’s win.

This blog will discuss the special rules to play this no commission baccarat, the payout table & odds for this version of the game, the major difference between no commission & traditional baccarat, and the baccarat strategy & tips to play effectively and earn profits.

Baccarat No Commission Gaming Complete Guide & Tips to Win

Rules of No Commission Baccarat

Baccarat No commission is quite similar to regular baccarat. Here's how to play:

  • Objective: The goal is to reach 9 points or a point total higher than the other player.
  • Participants: The game is played between two sides: the player and the banker.
  • Card Distribution: At the start, both the player and the banker receive two cards each.
  • Card Values:
    • 10 and face cards are worth 0 points.
    • Aces are worth 1 point.
    • All other cards are worth their face value.
  • Point Calculation:
    • Add up the values of the cards.
    • Ignore the left digit of the total. For example, if the cards total 13, the point total is 3.
    • The maximum point total is 9.
  • Betting Options:
    • Player: Bet that the player's hand will win.
    • Banker: Bet that the banker's hand will win.
    • Tie: Bet that both hands will have the same point total.
  • Third Card Rule:
    • A third card can be drawn for either side based on specific preconditions.

Baccarat No Commission Payout table

Outcome Regular baccarat payout Baccarat No commission payout
Banker Wins 0.95:1 The banker wins 1:1, but if the banker wins with a 6, the payout is 0.5:1 0.95:1
Player Wins 1:1 1:1
Tie 8:1 8:1

No Commission Baccarat Odds

The odds in baccarat no commission are largely the same as in regular baccarat, with the primary difference being the payout for the "banker wins" bet. This does not change the basic odds but does affect the house edge.

Winning Chances:

  • Player Wins: 62%
  • Banker Wins: 85%
  • Tie:53%

House Edge:

  • Regular Baccarat:
    • Player Wins: 1.24%
    • Banker Wins: 1.06%
  • No Commission Baccarat:
    • Player Wins: 1.24%
    • Banker Wins: 1.46%

Baccarat vs. No Commission Baccarat: What is the Difference?

Regular Baccarat:

  • Gameplay: This version of the game is played between two players and a dealer is managing the game.
  • Commission: The casino charges a 5% commission on every "banker wins" bet.


  • Player Wins: Even money (1:1)
  • Banker Wins: 19:20 after the 5% commission

Baccarat No Commission:

  • Gameplay: This version is quite similar to regular baccarat, with the dealer managing the whole game.
  • No Commission: There is no 5% commission on "banker wins" bets.


  • Player Wins: Even money (1:1)
  • Banker Wins: Full payout, except if the banker wins with a total of 6.
  • Banker Wins with 6: Payout is 50% of your initial wager (0.5:1)

Push Rules

The push rules remain the same in both variants. If there is a tie, bets on Player or Banker are returned.

The Best Baccarat Strategies & Tips to Win

Now that you know how to play baccarat, we take you through the best strategies. Many people who learn how to play baccarat are surprised by the fact that you can use the same exact strategies that work in roulette. Some baccarat guides can help you leave the table with a profit. Here's a quick overview of the most popular baccarat strategies & tricks to help you learn how to win baccarat:

1-3-2-6 System and 1-3-2-4 System:

The 1-3-2-6 and 1-3-2-4 systems are betting strategies for games like Baccarat. They both follow a pattern of how much to bet based on whether you win.

  • 1-3-2-6 System:
    If you win four times in a row, you bet 1 unit, then 3, then 2, then 6 units. If you win all four, you'll make a good profit, but if you lose at any point, you start over.
  • 1-3-2-4 System:
    According to this baccarat strategy , You bet 1, 3, 2, and 4 units. This way, if you win the first three bets and lose the fourth, you still protect some of your winnings.
    For example, if you're betting $10 as 1 unit, you follow the sequence with your bets: $10, $30, $20, and then either $60 or $40 depending on the system after each win, and start over after any loss or after winning the sequence.

2. Pair Bets

This baccarat strategy focuses on pair bets instead of player or banker bets. Pair bets pay 11:1, so winning once every 11 rounds breaks even. Winning more often means big gains. However, the downside is guessing whether the player or banker will get a pair. You can bet on the same pair each time, but you need to win once every five rounds for this strategy to be profitable.

3. The Three-Two System

When using the three-two strategy, just split your stake into five equal portions. You put three units on the player/banker and two on each pair. You can exchange bets between the opponent and the banker during rounds; the only requirement is that you keep the 3:2 ratio.

4. Flat betting

Flat betting is a simple strategy for baccarat no commission. You need to pick either the banker or the player to bet on and stick with it every round, no matter what. This baccarat strategy is quite similar to flipping a coin, so it’s better to stay on one side. Betting on the banker is a good idea since it has a slightly better chance of winning. Therefore, decide how many bets you will place before you start to avoid losing too much.

5. Betting Against a Streak

As the banker and the player roughly have an equal probability of winning any hand, if one side wins multiple rounds in a row, their chances of winning the following round increase, but are statistically low. In this method, you wait until you have three or more victories on both sides before betting on the opposite side.

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